Real Stories
Families We've Helped
Over 500 California homeowners have trusted us to navigate one of the hardest moments of their lives. Here are some of their stories.
500+
Families Helped
98%
Lender Approval Rate
$0
Cost to Homeowner
75 days
Average Close Time
Client Testimonials
What Our Clients Say
"We were 6 months behind and had already received a Notice of Default. We thought we had no options. Golden State Short Sales stopped the foreclosure, negotiated a full deficiency waiver, and we even received $5,000 in relocation assistance. I can't express how much stress they lifted from our family."
Maria & Carlos R.
Los Angeles, CA
Job loss after 18 years
"After my divorce, I couldn't afford the mortgage on my own. My credit was already suffering. The team walked me through every step, handled all the lender calls, and made sure I understood what was happening. Two years later I'm renting comfortably and rebuilding my credit. Best decision I made."
Jennifer T.
San Diego, CA
Divorce, single income
"We owed $120,000 more than our home was worth after the market shifted. Between my husband's medical bills and the mortgage, we were drowning. Golden State handled everything — the paperwork, the lender, all of it. We never paid them a dime. Truly a lifesaver."
Robert & Diane M.
Riverside, CA
Medical bills, underwater mortgage
"I had a first and second mortgage and thought a short sale was impossible. The team negotiated with both lenders simultaneously and got both to approve. I was skeptical it could work — it did. Professional, communicative, and genuinely caring."
David L.
Fresno, CA
Business failure, 2nd mortgage
"My husband got a job offer in Texas and we needed to move fast. We were $80,000 underwater and couldn't sell traditionally. Golden State listed our home, found a buyer, and got lender approval in under 90 days. We were in Texas before the school year started."
Angela & Thomas W.
Sacramento, CA
Relocation, upside-down loan
"After losing my husband, I couldn't keep up with the mortgage on my own. I was embarrassed to ask for help. The team was so kind and patient — they never made me feel judged. They handled everything and I walked away with my dignity intact and a fresh start."
Patricia N.
Orange County, CA
Death of spouse, unaffordable payment
Case Studies
Complex Situations, Successful Outcomes
Not every short sale is straightforward. Here are three cases that required extra expertise — and how we resolved them.
Los Angeles: Stopping a Trustee's Sale with 11 Days to Spare
Los Angeles CountyThe Challenge
The homeowners contacted us just 11 days before their scheduled trustee's sale. They had ignored earlier notices hoping the situation would resolve itself.
Our Approach
We immediately listed the property, submitted an emergency short sale package to the lender, and requested a postponement of the sale date. The lender agreed to a 60-day postponement.
The Result
The short sale closed 74 days after our first call. Full deficiency waiver obtained. Homeowners received $3,500 in relocation assistance.
San Bernardino: Two Liens, One Clean Exit
San Bernardino CountyThe Challenge
The homeowner had a primary mortgage of $310,000 and a HELOC of $65,000. The home's current value was $240,000 — $135,000 underwater across both loans.
Our Approach
We negotiated simultaneously with both lenders, coordinating the approval timelines and ensuring the second lienholder received enough to approve the sale.
The Result
Both lenders approved. Total deficiency of $135,000 fully waived. Homeowner walked away with zero remaining obligation.
Bay Area: Investor-Owned Loan, Complex Approval
Alameda CountyThe Challenge
The loan was owned by a private investor — not a major servicer — which meant a non-standard approval process with no established short sale department.
Our Approach
Our team identified the investor's loss mitigation contact directly, submitted a tailored package, and negotiated approval through direct investor communication over 8 weeks.
The Result
Approval obtained. Sale closed in 101 days. Full deficiency waiver. Homeowner avoided foreclosure and a potential $90,000 deficiency judgment.
Your Story Could Be Next
Every one of these families started with a free, confidential phone call. It costs nothing — and it could change everything.